Healthcare wallet
Hold and manage healthcare credits digitally.
Healthcare Financing
Peace of mind, saved before the storm arrives.
A digital healthcare wallet that helps individuals, families, employers, diaspora and organizations be ready — financially and emotionally — for the moments that matter most.
The Problem
Healthcare costs arrive without warning.
Most households and organizations fund care reactively — at the point of need, when money is hardest to find. Diaspora families struggle to direct funds specifically to healthcare for relatives at home.
The Solution
Healthcare-only digital credits.
LifeCare Credits let you save and build credits in advance, usable exclusively for healthcare across the Medical Street ecosystem — with employers and organizations able to support groups at scale.
Key Capabilities
What LifeCare Credits does
Healthcare-only usage
Credits can only be used for healthcare — clear and unambiguous.
Family support
Support healthcare financing for family members.
Employer programs
Organizations can fund credits for their workforce.
Diaspora giving
Direct healthcare support from abroad to people at home.
Ecosystem-connected
Use credits with connected providers across Medical Street.
User Journey
How it works
- Save
- Build healthcare credits
- Access healthcare
Architecture
Technology behind LifeCare Credits
LifeCare Credits run on the Medical Street financial layer: wallet ledgers, transaction records and provider payment rails, integrated with the provider platform and payment partners.
WalletBalances · Contributions · History
TransactionsHealthcare-only payment rails · Receipts
IntegrationsMobile money · Banks · Providers
Benefits
Why it matters
✓ Preparedness
Funds exist before the emergency does.
✓ Clarity
Healthcare-only by design — and clearly distinct from insurance.
✓ Inclusion
Individuals, families, employers and diaspora can all participate.
✓ Traceability
Every contribution and usage is recorded.
Security
Trust by design
Role-based and permission-based access control, encryption, secure authentication, audit trails, data minimization, API security and transaction monitoring apply across Medical Street products. Full security approach.
FAQs
Frequently asked questions
Are LifeCare Credits insurance?
No. LifeCare Credits are healthcare credits — a way to prepare funds for healthcare. They are not an insurance policy and do not transfer risk like insurance does.
What can credits be used for?
Healthcare only: services and products with connected providers across the Medical Street ecosystem.
Can employers fund credits for staff?
Yes. Employer programs are a core use case — organizations can support workforce healthcare financing at scale.
Can the diaspora contribute?
Yes. Diaspora users can direct healthcare support to family members at home as healthcare credits.